Federal Pension Advice and Insights

Jul 29, 2025

If you're a federal employee planning to retire before age 62, the FERS Special Retirement Supplement (often called the SRS or simply the "FERS Supplement") is one of the most valuable benefits you'll receive.

Jul 25, 2025

Postmaster General Louis DeJoy officially announced his intention to step down in March 2025, ending a tenure that began during the Trump administration in 2020.

Jul 24, 2025

The Centers for Medicare & Medicaid Services (CMS) has finalized the 2026 Medicare premiums and IRMAA brackets and for many federal retirees, the numbers mean meaningfully higher monthly costs in the year ahead. The standard Part B premium is rising to $202.90 per month, but higher-income retirees will pay considerably more under the Income-Related Monthly Adjustment Amount (IRMAA) surcharge tiers.

Jul 23, 2025

Federal employees in the U.S. earn annual leave according to their length of service. Employees with less than 3 years of service accrue 4 hours per pay period (totaling 104 hours or 13 days annually).

Jul 22, 2025

Inflation is easing, but higher Medicare premiums may cancel out benefit gains for millions of Americans.

Jul 21, 2025

Divorce can reshape nearly every part of a financial plan. For federal employees, that often includes retirement benefits, future income, survivor protections, and even the timing of retirement itself.

Jul 18, 2025

Pay periods determine how often employees receive their paychecks, and they play a key role in budgeting, financial planning, and tax withholdings.

Jul 17, 2025

As Congress debates the 2026 federal budget and agencies brace for potential changes, federal employees are watching closely.

Jul 16, 2025

If you're retiring under FERS before age 62, your Special Retirement Supplement (SRS) won't begin immediately.

Jul 16, 2025

In recent years, the topic of federal employee benefits has been under intense scrutiny. As budget reforms continue to evolve, many federal workers are wondering: Are cuts to federal retirement benefits on the horizon?

Jul 14, 2025

The federal workforce is facing significant restructuring in 2025, with Reduction-in-Force (RIF) notices impacting thousands of positions across multiple agencies.

Jul 14, 2025

The FERS supplement is usually estimated by taking your projected Social Security benefit at age 62 and multiplying it by your years of FERS service divided by 40. For federal employees retiring before age 62, that formula gives a useful starting point for estimating how much temporary bridge income may be available before Social Security begins.