Federal Pension Advisors Blog | Plan Your Federal Benefits

You’re not alone; 4,359 federal employees booked their free review.

9 appointments taken in the last 24 hours.

We've had over 65 bookings this week, with demand surging.

Only 23 slots are left. Once these 23 slots are gone, new bookings will open next month.

Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)

Let’s Start With a Free Consultation

Feb 3, 2025

Retirement Planning Boomer Mistakes - (and How to Avoid Them)

Retirement: a time for relaxation, travel, and cherished moments with family. But for many Baby Boomers and seniors, this golden chapter can be overshadowed by unexpected financial challenges.

Jan 31, 2025

At What Age Can i Withdraw From TSP Without Penalty

The Thrift Savings Plan (TSP) recently announced that account holders are no longer required to wait 30 days between withdrawal requests. This change is part of the ongoing implementation of the TSP Modernization Act of 2017, which allowed participants to make withdrawals more frequently than before.

Jan 30, 2025

TSP Investment Advice: Smart Strategies for Federal Employees

The Thrift Savings Plan (TSP) is one of the most valuable retirement savings tools available to federal employees and uniformed service members.

Jan 28, 2025

Tax Refund Schedule 2025 - When Should I Expect My Tax Refund in 2025?

The IRS generally starts accepting tax returns in late January. If you file electronically and choose direct deposit, you could receive your refund within 21 days.

Jan 27, 2025

How to Withdraw from TSP While in Service

The Thrift Savings Plan is a good retirement savings vehicle for federal employees and members of the uniformed services.

Jan 23, 2025

Blue Cross Blue Shield Basic vs Standard

Blue cross blue shield basic vs standard plans are both health insurance options, but they have key differences in terms of coverage, costs, and out-of-pocket expenses. Here's a breakdown:

Jan 22, 2025

2025 Merit Increase Projections: A Comprehensive Guide for Federal Employees

As 2025 approaches, federal employees and professionals across various industries are eager to understand how merit increases will shape their financial futures.

Jan 22, 2025

Federal Employees Health Benefits Open Season

Open Season for federal employees and retirees presents a valuable opportunity to review current health coverage, explore different options, and make informed decisions about future benefits.

Jan 17, 2025

How Old Do You Have To Be For 401k?

How old do you have to be for 401k? The general rule is that you must be at least 21 years old to participate in a 401(k) plan.

Jan 15, 2025

TSP Rule of 55: A Federal Employee’s Guide to Early Retirement

The Thrift Savings Plan (TSP) Rule of 55 is a key provision that allows federal employees to access their TSP funds without incurring a 10% early withdrawal penalty.

Jan 14, 2025

FEHB Plans 2025: A Guide to Choosing the Best Plan for Federal Employees

As FEHB Plans 2025 draw near, federal employees and retirees face essential decisions about their healthcare coverage.

Jan 9, 2025

Is FERS Pension Taxable? A Comprehensive Guide for Federal Retirees

When it comes to retirement, understanding the tax implications of your pension is crucial. For federal employees who are planning to retire under the Federal Employees Retirement System (FERS), one of the most common questions is: Is my FERS pension taxable? Navigating this issue is vital for retirees to plan their finances effectively.