Federal Pension Advisors Blog | Plan Your Federal Benefits

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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)

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Apr 23, 2025

Understanding FERS Deferred Retirement: A Comprehensive Guide

Retirement planning is one of the most critical decisions in anyone’s career, especially for federal employees under the Federal Employees Retirement System (FERS).

Apr 21, 2025

Voluntary Separation Incentive Payment

A Voluntary Separation Incentive Program (VSIP) is a financial incentive offered to employees to encourage them to voluntarily separate from their employment, often used by organizations during downsizing or restructuring.

Apr 17, 2025

Temporary Continuation of Coverage

Temporary continuation of coverage allows you to keep your insurance benefits for a limited period after your regular coverage ends — usually due to leaving a job, changing employment status, or other qualifying life events.

Apr 15, 2025

I Bond Rates Prediction 2025: How to Plan Your Portfolio

As the economy continues to evolve, many investors are turning to safe, inflation-protected assets. Among these, I Bonds have gained popularity, especially during uncertain times.

Apr 14, 2025

How Many Federal Workers Are There In Total?

As of November 2024, the U.S. federal government employed just over 3 million individuals, marking the highest level of federal employment since September 1994 . This workforce includes both civilian and military personnel across various departments and agencies.

Apr 11, 2025

Federal TSP Match Explained: What Every Employee Should Know

When it comes to retirement planning for federal employees, the Federal TSP match is one of the most powerful yet underutilized benefits available.

Apr 9, 2025

How Many Federal Employees Have Been Fired?

More than 24,000 federal employees across 18 agencies who were dismissed under President Trump’s administration.

Apr 8, 2025

The FEGLI Basic life insurance rates premium is a level rate per one thousand dollars of coverage.

The FEGLI Basic insurance premium is a level rate per one thousand dollars of coverage. The level premium feature means the enrollee premium rates are equal for the duration of the coverage period.

Apr 7, 2025

How to Open an IUL Account: Step-by-Step Guide for Beginners

Thinking about growing your money while protecting your future? Opening an IUL account could be your wise move for tax-free growth and long-term security.

Apr 4, 2025

Do Federal Employees Pay Less Taxes? - Clearing Up the Confusion

Do Federal Employees Pay Less Taxes? There’s a common misconception that federal government employees don’t pay the same taxes as everyone else.

Apr 3, 2025

Are FERS Annuities and Pensions Taxable? Understanding Taxes On FERS Annuity

Understanding how your federal retirement income is taxed?, taxes on fers annuity, is fers pension taxable?, is fers annuity taxable? is essential for effective financial planning.

Apr 3, 2025

Federal Retirement News: Key Updates on TSP Balances and Retirement Trends

Federal retirement planning is an evolving landscape, with changes in policies, Thrift Savings Plan (TSP) balances, and legislative impacts influencing the financial future of government employees.