Federal Pension Advisors Blog | Plan Your Federal Benefits

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Aug 13, 2025

USDA RIF Plans Leak

A long-awaited list tied to the 2025 “USDA RIF plans leak” names 17 agencies and 40 estimated RIFs but officials now say the figure was only an estimate.

Aug 13, 2025

Federal Employee Retirement Contributions: A Complete Guide for 2025

Federal employee retirement contributions vary depending on the retirement system and hiring date. Under the Federal Employees Retirement System (FERS), the contribution rates are:

Aug 12, 2025

CSRS Retirement Estimate: How to Calculate Your Civil Service Pension

If you’re a federal employee covered under the Civil Service Retirement System (CSRS), knowing your CSRS retirement estimate is essential for planning your future.

Aug 11, 2025

IRS Layoffs 2025 - Civil Rights Office Layoffs Reversed Amid Ongoing Workforce Cuts

The IRS has rescinded layoffs at its civil rights office, but broader workforce cuts and hiring challenges continue to shape the agency’s future in 2025.

Aug 8, 2025

How Many TSP Loans Can You Have

You can have a maximum of two loans outstanding from your TSP account at any time. However, there's a restriction on the type of loans you can have:

Aug 6, 2025

TSP Millionaires 2025: How Many TSP Millionaires Are There?

Even as agencies juggle furloughs and funding uncertainty during the ongoing 2025 government shutdown, one story of long-term success is quietly unfolding among federal employees:

Aug 5, 2025

ATC Retirement: Guide to Mandatory Retirement Age, FERS Eligibility, and Special Rules

Air Traffic Control Specialists (ATCs) play a critical role in keeping aircraft safely separated and ensuring the efficient flow of air traffic in the skies.

Aug 5, 2025

Federal Employee Benefit Cuts: Where Things Stand in 2025

Federal employees can breathe a sigh of relief. Despite months of concern, the Senate-passed version of H.R. 1 does not include any federal benefit cuts that would impact current employees or retirees.

Jul 31, 2025

Best Towns in Wyoming to Retire

If you are looking for open spaces and a great quality of life after retirement in Wyoming, we have got you covered.

Jul 31, 2025

Custodial Account vs. 529 Plan: Which Is Better for Your Child’s Future?

Ownership is one of the most significant distinctions between a custodial account and a 529 plan.

Jul 30, 2025

What’s the Current FERS Contribution Rate and What’s Changing in 2025?

The current FERS (Federal Employees Retirement System) contribution rate depends on the employee's hire date. For those hired before 2013, the contribution is 0.8%.

Jul 29, 2025

What Is the FERS Retirement Supplement?

The FERS Retirement Supplement is a key benefit for federal employees retiring under the Federal Employees Retirement System (FERS) before they reach age 62.