+

Wait!

Book a Free Call With Federal Pension Advisors

Connect with an expert advisor today to maximize your federal pension benefits!

Book Now
blog img popup

GS Pay Scale Miami 2026: Locality Pay Rates & Salary Chart Explained

You’re not alone; 4,359 federal employees booked their free review.

9 appointments taken in the last 24 hours.
We've had over 65 bookings this week, with demand surging.
Only 23 slots are left. Once these 23 slots are gone, new bookings will open next month.
Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)
Let’s Start With a Free Consultation

Written & Reviewed by Jeremy

Published

Jul 1, 2025

Last Updated

Mar 26, 2026

GS Pay Scale Miami 2026: Locality Pay Rates & Salary Chart Explained

Federal employees working in the Miami area can expect a more moderate pay adjustment in 2026 compared to the previous year. While the 2025 update included an average 2.0% increase combining a 1.7% across-the-board raise and a 0.3% locality adjustment the GS pay scale Miami 2026 reflects a smaller overall change.

For 2026, the federal government implemented a 1.0% base pay increase, with locality pay rates for Miami largely holding steady. As a designated high-cost locality area, Miami continues to benefit from a 24.67% locality adjustment, applied on top of base GS salaries. This ensures that federal compensation in the region remains aligned with local economic conditions, even in a lower-adjustment year.

Federal employees reviewing the Miami GS pay scale 2026 can refer to the official SALARY TABLE 2026-MFL, which provides a detailed breakdown of updated pay rates across grades and steps for the Miami–Fort Lauderdale–Port St. Lucie locality.

What Is the GS Pay Scale and How Does It Work?

The General Schedule (GS) is the primary pay scale for federal civilian employees, covering over 70% of the federal workforce. It assigns pay based on:

  • Grade (GS-1 to GS-15): Represents the level of responsibility and qualifications required.

  • Step (1 to 10): Reflects the employee’s tenure and performance within that grade.

An employee’s total salary is made up of base pay + locality pay adjustment, which accounts for regional cost-of-living differences.

GS Pay Scale Miami 2026 Overview

Key 2026 Salary Examples (Miami Locality)

GS Grade Step 1 (2025) Step 1 (2026) Approx. Increase
GS-5 $42,954 ~$43,384 + ~$430
GS-7 $53,208 ~$53,740 + ~$530
GS-9 $65,084 ~$65,735 + ~$650
GS-11 $78,745 ~$79,532 + ~$787
GS-12 $94,383 ~$95,327 + ~$944
GS-13 $112,234 ~$113,356 + ~$1,122

2025 Federal Pay Raise Overview

For 2025, the federal government has proposed an average pay raise of 2.0%:

  • 1.7% across-the-board base pay increase

  • 0.3% average increase in locality pay rates

The final pay tables are typically published by the Office of Personnel Management (OPM) in late December, but early data confirms the Miami-area adjustment has risen to 24.67%

What was the 2025 Locality Pay Rate for Miami, FL?

The Miami–Fort Lauderdale–Port St. Lucie, FL area is classified as a separate locality pay region. For 2025, this area receives a 24.67% locality pay increase among the highest in the country.

This means that federal employees in the Miami locality area will receive their base GS salary plus 24.67%.

 Example

  • A GS-5, Step 1 employee’s base salary is $42,954

  • Applying the 24.67% adjustment brings the total to $53,544

How to Calculate Your GS Pay in Miami:

To estimate your total salary, start by identifying your base pay from the GS pay table and applying the Miami locality adjustment of 24.67%. This is done by multiplying your base salary by 1.2467 to determine your locality-adjusted earnings.

For example, a base salary of $60,000 would translate to approximately $74,802 after applying the locality increase.

While this calculation helps estimate your earnings under current pay structures, it’s also important to stay aware of broader federal pay decisions. It’s also important to understand that Miami falls under a designated federal pay region classified within the broader structure of Miami Pay Locality – General Schedule Pay Areas, which determines how locality-based adjustments are applied to federal salaries across the region.

Recent discussions around the No Federal Pay Raise for Federal Employees in 2026 Budget Request have highlighted how even small policy changes can impact overall compensation planning.

2025 GS Pay Scale Table for Miami, FL

Here is the full GS pay table for the Miami locality area in 2025. These rates include the 24.67% locality adjustment:

Example

GS Grade Step 1 Step 2 Step 3 Step 4 Step 5 Step 6 Step 7 Step 8 Step 9 Step 10
GS-1$27,876$28,811$29,738$30,661$31,586$32,127$33,045$33,969$34,006$34,870
GS-2$31,345$32,090$33,129$34,006$34,388$35,399$36,410$37,421$38,432$39,443
GS-3$34,202$35,341$36,481$37,620$38,760$39,899$41,039$42,178$43,318$44,457
GS-4$38,392$39,672$40,953$42,233$43,514$44,794$46,074$47,355$48,635$49,915
GS-5$42,954$44,385$45,816$47,247$48,679$50,110$51,541$52,972$54,403$55,835
GS-6$47,882$49,478$51,074$52,669$54,265$55,861$57,457$59,052$60,648$62,244
GS-7$53,208$54,982$56,756$58,530$60,304$62,078$63,852$65,626$67,400$69,174
GS-8$58,925$60,890$62,855$64,820$66,784$68,749$70,714$72,679$74,644$76,608
GS-9$65,084$67,253$69,422$71,592$73,761$75,930$78,100$80,269$82,438$84,607
GS-10$71,672$74,060$76,449$78,838$81,226$83,615$86,004$88,392$90,781$93,170
GS-11$78,745$81,370$83,994$86,618$89,243$91,867$94,491$97,115$99,740$102,364
GS-12$94,383$97,529$100,676$103,823$106,969$110,116$113,263$116,409$119,556$122,703
GS-13$112,234$115,976$119,717$123,458$127,200$130,941$134,682$138,424$142,165$145,906
GS-14$132,626$137,047$141,468$145,889$150,310$154,730$159,151$163,572$167,993$172,414
GS-15$156,003$161,203$166,403$171,603$176,803$182,003$187,203$192,403$195,200*$195,200*

Source: OPM.gov – Base Pay Table (2025)

The Miami–Fort St. Lucie–Fort Lauderdale, FL GS Locality is one of 53 General Schedule (GS) locality areas used by the federal government to apply cost-of-living adjustments to employee salaries. For 2025, this locality has a locality pay adjustment of 24.67%, meaning federal employees in the region earn 24.67% more than the base GS pay rate.

Although Miami is the central city in this locality area, the pay adjustment also applies to federal employees working in surrounding counties. The official Miami locality map outlines the specific counties in Florida that fall within this pay area. In some cases, areas outside of Florida may also be included in this locality region.

*GS-15 is capped at $195,200, which aligns with the Executive Level II pay limit for 2025.

Locality area boundaries are established by the General Services Administration (GSA), and pay adjustment rates are set to reflect the differences in living costs across the country.

How to Check Your Exact GS Salary for Miami

To confirm your individual salary:

  1. Go to www.opm.gov

  2. Select the 2025 GS Pay Tables

  3. Choose “Miami-Fort Lauderdale-Port St. Lucie, FL” as your locality

  4. Identify your grade and step

This will show your precise salary based on the 2025 pay adjustments.

Conclusion

Federal employees working in the Miami area can look forward to higher pay in 2025, thanks to the updated GS pay scale and locality rate of 24.67%. Whether you're new to federal service or planning your next step increase, understanding how your salary is calculated helps with both financial planning and career decisions.

FAQs

What is the GS pay scale Miami 2026?

The GS pay scale for Miami in 2026 reflects a modest federal pay adjustment applied to base salaries, while the Miami locality rate remains at 24.67%. This means federal employees continue to receive locality-based pay on top of updated base GS wages, with overall increases driven mainly by the national federal pay adjustment.

Did the Miami locality pay change in 2026?

No, the Miami–Fort Lauderdale–Port St. Lucie locality rate remains unchanged at 24.67% in 2026. While base pay increased slightly at the federal level, locality percentages are reviewed separately and may remain stable year to year unless officially revised.

How is GS pay calculated in Miami?

GS pay in Miami is calculated by adding locality pay to base salary. First, an employee’s GS grade and step determine base pay, and then the Miami locality rate of 24.67% is applied. This ensures salaries reflect the higher cost of living in the region compared to standard federal pay tables.

What is the difference between GS pay scale 2025 and 2026 in Miami?

The main difference between 2025 and 2026 is the federal base pay adjustment. In most cases, Miami employees see a small percentage increase in base salary, while the locality rate remains unchanged. This results in a modest overall salary increase rather than a structural change in pay bands.

What GS levels are used for FEMA IMAT salaries?

FEMA Incident Management Assistance Team (IMAT) positions typically fall within GS-11 to GS-13 levels. These roles are paid according to the standard GS structure, including locality adjustments based on the employee’s duty location, such as Miami or other federal regions.

Will the GS pay scale increase again in 2026 or 2027?

Federal pay adjustments are typically reviewed annually. While increases are not guaranteed, GS employees usually see yearly adjustments based on federal budget decisions, inflation trends, and cost-of-living considerations. Any future changes are announced by the Office of Personnel Management.

What was the GS scale increase for 2025?

For 2025, federal employees received an average pay raise of 2.0%. This includes a 1.7% across-the-board base pay increase and an additional 0.3% average increase in locality pay rates, which vary by region. The final rates were implemented in January 2025 and are published by the Office of Personnel Management (OPM).

What was the pay scale for GS-13 in Florida in 2025?

Florida contains multiple GS locality pay areas. For example:

In Miami–Fort Lauderdale–Port St. Lucie, the 2025 GS-13 Step 1 salary is $112,234, and Step 10 is $145,906.

In Orlando and Tampa, which fall under the Rest of U.S. locality area, the GS-13 Step 1 salary is $103,409, and Step 10 is $134,435 (based on a 16.82% locality adjustment).

Your exact salary depends on your location, grade step, and tenure.

Will the GS pay scale increase in 2026?

While no final decision has been made yet, it is expected that federal employees will receive another pay raise in 2026, following the annual trend. The proposed increase is usually announced by the President in August, with final locality pay tables published by OPM in December. Historical trends suggest raises typically range from 1% to 4%, depending on budget proposals and cost-of-living factors.

How much does a GS-13 make in Miami?

In 2025, a GS-13 employee in Miami earns between $112,234 (Step 1) and $145,906 (Step 10) annually. These figures include the 24.67% locality pay adjustment specific to the Miami–Fort Lauderdale–Port St. Lucie locality area.

+
 newsletter
Federal pension logo

Get Updated

Subscribe to our weekly updates for the latest on retirement planning, federal benefits, exclusive webinars, and more!

Keep me updated

Jeremy Haug

Jeremy is a seasoned contributor for Federal Pension Advisors bringing years of experience in helping federal employees understand their pension and benefits. His goal is to make retirement planning clear, practical, and empowering.

Download Federal Retirement: Step-by-step Checklist

This comprehensive guide will help you understand your federal benefits, optimize your savings, and plan for a comfortable future.

Thank you for downloading the checklist
Oops! Something went wrong while submitting the form.

Request An Appointment