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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)
Let’s Start With a Free ConsultationJun 20, 2025
Federal Employee Social Security Supplement: What It Is, How It Works, and What’s Changing
Retiring early as a federal employee comes with unique benefits and one of the most critical is the Federal Employee Social Security Supplement. Often misunderstood, this supplemental income helps bridge the gap between retirement and Social Security eligibility. But proposed legislation could bring big changes.
Read MoreJun 19, 2025
Special Retirement Supplement: FERS Guidelines
FERS special, also known as the FERS Annuity Supplement or Special Retirement Supplement (SRS), is an additional retirement benefit for certain federal employees who retire before age 62, designed to supplement their income until they are eligible for Social Security benefits.
Read MoreJun 18, 2025
VA Deferred Resignation Program: A Complete Guide
The VA Deferred Resignation Program is an option for federal employees—especially those working under the Department of Veterans Affairs—to resign from their job while keeping their federal retirement benefits safe for the future.
Read MoreJun 17, 2025
United States Postal Service Early Retirement: USPS Guidelines
The United States Postal Service (USPS) recently launched a one-time Voluntary Early Retirement (VER) incentive, offering eligible employees a compelling opportunity to step away before the traditional age or service thresholds.
Read MoreJun 16, 2025
Do Federal Employees Need Federal Employee Professional Liability Insurance?
As a federal employee, your role carries unique responsibilities and risks. Even conscientious professionals can face investigations, disciplinary actions, Bivens lawsuits, or criminal probes for decisions made in the line of duty.
Read MoreJun 13, 2025
Trusted Workforce 2.0 Is an Initiative To Modernize Federal Security Vetting
In an effort to modernize and streamline how the federal government manages personnel security, Trusted Workforce 2.0 (TW 2.0) has become one of the most significant reforms in decades.
Read MoreJun 12, 2025
Wildland Firefighter Pay Increase Update (2025): Progress Made, Challenges Ahead
The wildland firefighter pay increase update in 2025 brings long-awaited, permanent pay reform to one of America’s most essential and underappreciated workforces.
Read MoreJun 12, 2025
Trump VA Cuts: Nationwide Backlash Over Proposed 80K Veteran Affairs Staff Reductions
Veterans protest the Trump Administration, VA and government cuts. The Department of Veterans Affairs is planning a reorganization that includes cutting over 80,000 jobs from the sprawling agency that provides health care and other services for millions of veterans
Read MoreJun 11, 2025
WG Pay Raise 2025: The Key Updates from OPM
Wage Grade (WG) employees across federal agencies can expect an average pay raise of about 2.17% in 2025, according to guidance based on the Office of Personnel Management (OPM) pay adjustment structure.
Read MoreJun 10, 2025
Fers Changes - 2025 House-Passed Reconciliation Bill keeps Two Major FERS Changes
Yes the 2025 House-passed reconciliation bill keeps two major FERS changes in place: eliminating the FERS annuity supplement for retirees after Jan 1, 2028, and forcing new hires to choose between civil-service protections or higher pension contributions.
Read MoreJun 10, 2025
401(k) Max Contribution 2025: New Limits, Super Catch-Up Rules, and Smart Retirement Strategies
The IRS has officially raised 401(k) contribution limits for 2025 and this year, the changes are especially important.
Read MoreJun 9, 2025
Federal Employee Reinstatement Eligibility: A Pathway Forward Amidst Legal Challenges
For former federal employees, the concept of reinstatement offers a beacon of hope a chance to return to public service without navigating the competitive hiring process a new.
Read MoreDownload Federal Retirement: Step-by-step Checklist
This comprehensive guide will help you understand your federal benefits, optimize your savings, and plan for a comfortable future.
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