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Federal Pension Advice and Insights

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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)
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Jun 20, 2025

Federal Employee Social Security Supplement: What It Is, How It Works, and What’s Changing

Retiring early as a federal employee comes with unique benefits and one of the most critical is the Federal Employee Social Security Supplement. Often misunderstood, this supplemental income helps bridge the gap between retirement and Social Security eligibility. But proposed legislation could bring big changes.
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Jun 19, 2025

Special Retirement Supplement: FERS Guidelines

FERS special, also known as the FERS Annuity Supplement or Special Retirement Supplement (SRS), is an additional retirement benefit for certain federal employees who retire before age 62, designed to supplement their income until they are eligible for Social Security benefits.
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Jun 18, 2025

VA Deferred Resignation Program: A Complete Guide

The VA Deferred Resignation Program is an option for federal employees—especially those working under the Department of Veterans Affairs—to resign from their job while keeping their federal retirement benefits safe for the future.
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Jun 17, 2025

United States Postal Service Early Retirement: USPS Guidelines

The United States Postal Service (USPS) recently launched a one-time Voluntary Early Retirement (VER) incentive, offering eligible employees a compelling opportunity to step away before the traditional age or service thresholds.
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Jun 16, 2025

Do Federal Employees Need Federal Employee Professional Liability Insurance?

As a federal employee, your role carries unique responsibilities and risks. Even conscientious professionals can face investigations, disciplinary actions, Bivens lawsuits, or criminal probes for decisions made in the line of duty.
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Jun 13, 2025

Trusted Workforce 2.0 Is an Initiative To Modernize Federal Security Vetting

In an effort to modernize and streamline how the federal government manages personnel security, Trusted Workforce 2.0 (TW 2.0) has become one of the most significant reforms in decades.
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Jun 12, 2025

Wildland Firefighter Pay Increase Update (2025): Progress Made, Challenges Ahead

The wildland firefighter pay increase update in 2025 brings long-awaited, permanent pay reform to one of America’s most essential and underappreciated workforces.
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Jun 12, 2025

Trump VA Cuts: Nationwide Backlash Over Proposed 80K Veteran Affairs Staff Reductions

Veterans protest the Trump Administration, VA and government cuts. The Department of Veterans Affairs is planning a reorganization that includes cutting over 80,000 jobs from the sprawling agency that provides health care and other services for millions of veterans
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Jun 11, 2025

WG Pay Raise 2025: The Key Updates from OPM

Wage Grade (WG) employees across federal agencies can expect an average pay raise of about 2.17% in 2025, according to guidance based on the Office of Personnel Management (OPM) pay adjustment structure.
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Jun 10, 2025

Fers Changes - 2025 House-Passed Reconciliation Bill keeps Two Major FERS Changes

Yes the 2025 House-passed reconciliation bill keeps two major FERS changes in place: eliminating the FERS annuity supplement for retirees after Jan 1, 2028, and forcing new hires to choose between civil-service protections or higher pension contributions.
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Jun 10, 2025

401(k) Max Contribution 2025: New Limits, Super Catch-Up Rules, and Smart Retirement Strategies

The IRS has officially raised 401(k) contribution limits for 2025 and this year, the changes are especially important.
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Jun 9, 2025

Federal Employee Reinstatement Eligibility: A Pathway Forward Amidst Legal Challenges

For former federal employees, the concept of reinstatement offers a beacon of hope a chance to return to public service without navigating the competitive hiring process a new.
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Download Federal Retirement: Step-by-step Checklist

This comprehensive guide will help you understand your federal benefits, optimize your savings, and plan for a comfortable future.

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