Federal Pension Advice and Insights

Jul 23, 2025

Federal employees in the U.S. earn annual leave according to their length of service. Employees with less than 3 years of service accrue 4 hours per pay period (totaling 104 hours or 13 days annually).

Jul 22, 2025

Inflation is easing, but higher Medicare premiums may cancel out benefit gains for millions of Americans.

Jul 21, 2025

Divorce can reshape nearly every part of a financial plan. For federal employees, that often includes retirement benefits, future income, survivor protections, and even the timing of retirement itself.

Jul 18, 2025

Pay periods determine how often employees receive their paychecks, and they play a key role in budgeting, financial planning, and tax withholdings.

Jul 17, 2025

As Congress debates the 2026 federal budget and agencies brace for potential changes, federal employees are watching closely.

Jul 16, 2025

If you're retiring under FERS before age 62, your Special Retirement Supplement (SRS) won't begin immediately.

Jul 16, 2025

In recent years, the topic of federal employee benefits has been under intense scrutiny. As budget reforms continue to evolve, many federal workers are wondering: Are cuts to federal retirement benefits on the horizon?

Jul 14, 2025

The federal workforce is facing significant restructuring in 2025, with Reduction-in-Force (RIF) notices impacting thousands of positions across multiple agencies.

Jul 14, 2025

The FERS supplement is usually estimated by taking your projected Social Security benefit at age 62 and multiplying it by your years of FERS service divided by 40. For federal employees retiring before age 62, that formula gives a useful starting point for estimating how much temporary bridge income may be available before Social Security begins.

Jul 11, 2025

If you’ve come across the term “23500 26”, it refers to the 2025 IRS elective deferral limit for the Thrift Savings Plan (TSP) $23,500 divided over 26 pay periods in the calendar year.

Jul 10, 2025

As of July 2025, the United States Department of Veterans Affairs (VA) is on track to eliminate nearly 30,000 positions by the end of the fiscal year—without initiating a formal Reduction in Force (RIF).

Jul 10, 2025

New Legislation Targets Federal Retirement Benefits Could Your Pension Be Affected?