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Federal Pension Advice and Insights

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Jun 10, 2025

Fers Changes - 2025 House-Passed Reconciliation Bill keeps Two Major FERS Changes

Yes the 2025 House-passed reconciliation bill keeps two major FERS changes in place: eliminating the FERS annuity supplement for retirees after Jan 1, 2028, and forcing new hires to choose between civil-service protections or higher pension contributions.
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Jun 10, 2025

401(k) Max Contribution 2025: New Limits, Super Catch-Up Rules, and Smart Retirement Strategies

The IRS has officially raised 401(k) contribution limits for 2025 and this year, the changes are especially important.
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Jun 9, 2025

Federal Employee Reinstatement Eligibility: A Pathway Forward Amidst Legal Challenges

For former federal employees, the concept of reinstatement offers a beacon of hope a chance to return to public service without navigating the competitive hiring process a new.
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Jun 6, 2025

401k 2026 Contribution Limit IRS for 2026: Deferral Caps, Catch-Ups, SIMPLE 401(k), Excess Deferrals & Annual Additions

As retirement planning becomes increasingly critical in a changing economic landscape, staying informed about upcoming 401(k) contribution limits for 2026 is more important than ever.
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Jun 6, 2025

Do I Need Both FEHB and Medicare? The Best Investment Secret in 2025

If you are a federal employee or retiree approaching age 65, this question probably sits high on your to-do list:
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Jun 5, 2025

DoD Layoffs Probationary Employees : What Probationary Employees Need to Know in 2025?

If you’re a probationary employee with the Department of Defense, you’re likely facing uncertainty right now. In March 2025, the DoD began mass layoffs affecting over 5,000 civilian workers as part of a larger workforce reduction.
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Jun 4, 2025

2026 Military Pay Raise: What the 3.8% Increase Means for Service Members

Military families and retirees are keeping a close eye on the 2026 pay raise military​, which is shaping up to be one of the most important in recent years.
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Jun 3, 2025

Trump Administration Reinstating 25k Fired Federal Probationary Workers: A Deep Dive

In early 2025, the Trump administration undertook a substantial reduction of the federal workforce, terminating nearly 25,000 probationary employees across various agencies.
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Jun 2, 2025

Federal Employees RIF: Trump Administration’s Proposed Changes to Civil Service Rules

A preview of new rules from the Trump administration shows major shifts in how federal employees may face removal, discipline, and reductions in force (RIF).
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May 30, 2025

USPS Layoffs 2025: Navigating the Crossroads of Reform and Service

In 2025, the United States Postal Service (USPS) finds itself at a pivotal juncture, grappling with significant operational changes amid a rapidly evolving logistics landscape.
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May 30, 2025

Judge Reinstates Federal Workers Fired During Agency Cuts?

In a landmark ruling, a judge reinstates federal workers who were fired during recent agency cuts, sending a powerful message about workers’ rights and due process.
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May 28, 2025

Trump Federal Hiring Order: Legal Showdowns and National Backlash

The Trump administration’s push to reshape the federal workforce through large-scale layoffs and the controversial Schedule F order continues to face serious legal roadblocks and nationwide scrutiny.
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