Federal Pension Advisors Blog | Plan Your Federal Benefits

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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)

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Jun 25, 2025

GS Pay Scale 2026 Florida: What Federal Employees in Florida Need to Know

The General Schedule (GS) pay scale for 2026 in Florida is based on the official Federal Pay Tables released by the U.S. Office of Personnel Management (OPM). As with all U.S. states, federal civilian salaries are determined by GS grade and step, and are further adjusted through locality pay depending on the employee’s official duty station.

Jun 25, 2025

FEGLI After Retirement 2025 Update: Coverage, Costs, and Should You Keep It?

As of 2025, many federal retirees are asking the same question: “Should I keep FEGLI after retirement?”

Jun 23, 2025

Best TSP allocation for 2025: Maximize Your

The Thrift Savings Plan (TSP) is the premier retirement savings program for federal employees and military personnel. With low fees, tax advantages, and diversified investment options, the TSP is a powerful tool for building long-term wealth.

Jun 20, 2025

Federal Employee Social Security Supplement: What It Is, How It Works, and What’s Changing

Retiring early as a federal employee comes with unique benefits and one of the most critical is the Federal Employee Social Security Supplement. Often misunderstood, this supplemental income helps bridge the gap between retirement and Social Security eligibility. But proposed legislation could bring big changes.

Jun 19, 2025

Special Retirement Supplement: FERS Guidelines

FERS special, also known as the FERS Annuity Supplement or Special Retirement Supplement (SRS), is an additional retirement benefit for certain federal employees who retire before age 62, designed to supplement their income until they are eligible for Social Security benefits.

Jun 18, 2025

VA Deferred Resignation Program: A Complete Guide

The VA Deferred Resignation Program is an option for federal employees—especially those working under the Department of Veterans Affairs—to resign from their job while keeping their federal retirement benefits safe for the future.

Jun 17, 2025

United States Postal Service Early Retirement: USPS Guidelines

The United States Postal Service (USPS) recently launched a one-time Voluntary Early Retirement (VER) incentive, offering eligible employees a compelling opportunity to step away before the traditional age or service thresholds.

Jun 16, 2025

Do Federal Employees Need Federal Employee Professional Liability Insurance?

As a federal employee, your role carries unique responsibilities and risks. Even conscientious professionals can face investigations, disciplinary actions, Bivens lawsuits, or criminal probes for decisions made in the line of duty.

Jun 13, 2025

Trusted Workforce 2.0 Is an Initiative To Modernize Federal Security Vetting

In an effort to modernize and streamline how the federal government manages personnel security, Trusted Workforce 2.0 (TW 2.0) has become one of the most significant reforms in decades.

Jun 12, 2025

Wildland Firefighter Pay Increase Update (2025): Progress Made, Challenges Ahead

The wildland firefighter pay increase update in 2025 brings long-awaited, permanent pay reform to one of America’s most essential and underappreciated workforces.

Jun 12, 2025

Trump VA Cuts: Nationwide Backlash Over Proposed 80K Veteran Affairs Staff Reductions

Veterans protest the Trump Administration, VA and government cuts. The Department of Veterans Affairs is planning a reorganization that includes cutting over 80,000 jobs from the sprawling agency that provides health care and other services for millions of veterans

Jun 11, 2025

WG Pay Raise 2026: The Key Updates from OPM

The 2026 Wage Grade (WG) pay raise provides a 1.0% federal adjustment for prevailing rate employees. Because WG workers are paid hourly, even a modest increase raises overtime, night differential, Sunday, and holiday premium pay. Actual earnings will vary by wage area based on local wage surveys. Understanding how base pay and premium pay interact is key to estimating your total 2026 income.