Federal Pension Advisors Blog | Plan Your Federal Benefits

You’re not alone; 4,359 federal employees booked their free review.

9 appointments taken in the last 24 hours.

We've had over 65 bookings this week, with demand surging.

Only 23 slots are left. Once these 23 slots are gone, new bookings will open next month.

Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)

Let’s Start With a Free Consultation

Jul 10, 2025

VA Layoffs 2025: 30,000 Jobs to Be Cut Amid Budget Pressure No RIF Required

As of July 2025, the United States Department of Veterans Affairs (VA) is on track to eliminate nearly 30,000 positions by the end of the fiscal year—without initiating a formal Reduction in Force (RIF).

Jul 10, 2025

Will New Legislation Cut Your Federal Retirement Benefits? Here’s What You Need to Know

New Legislation Targets Federal Retirement Benefits Could Your Pension Be Affected?

Jul 9, 2025

TSP Roth Conversion 2026: Everything You Need to Know About In-Plan Conversions

Starting in 2026, federal employees and military members will have access to a major new feature within the Thrift Savings Plan (TSP): in-plan Roth conversions.

Jul 4, 2025

Federal Pay Raise 2026: No Increase, Major Compensation Reforms, and Budget Impacts

In 2026, federal employees will not receive a general pay raise, as outlined in the latest White House budget proposal. While the absence of a cost-of-living increase dominates headlines, it’s far from the whole story.

Jul 3, 2025

Federal Employees Retirement System (FERS) 2025–2026: Key Changes & Benefits

So what’s changing, how could it affect you, and what steps should you take now? This guide breaks down the updates, explains the risks, and helps you prepare for your retirement future with clarity and confidence.

Jul 2, 2025

2026 Social Security COLA: Projected 2.7% Increase for Retirees

Inflation is easing, but higher Medicare premiums may cancel out benefit gains for millions of Americans.

Jul 1, 2025

GS Pay Scale Miami 2025: Locality Pay Rates & Salary Chart Explained

Federal employees working in the Miami area can expect a pay increase in 2025. The updated General Schedule (GS) pay scale includes a proposed 2.0% average raise

Jun 27, 2025

USPS Pay Raise & Back Pay 2025: APWU Pay Scale 2025 Updates and Key Implementation Dates

As of July 2025, the National Association of Letter Carriers (NALC) and the United States Postal Service (USPS) have finalised implementation dates for wage increases and retroactive back pay agreed to under the 2021-2024 collective bargaining agreement.