Federal Pension Advice and Insights

Jul 2, 2025

Inflation is easing, but higher Medicare premiums may cancel out benefit gains for millions of Americans.

Jul 1, 2025

For 2026, the federal government implemented a 1.0% base pay increase, with locality pay rates for Miami largely holding steady. As a designated high-cost locality area, Miami continues to benefit from a 24.67% locality adjustment, applied on top of base GS salaries. This ensures that federal compensation in the region remains aligned with local economic conditions, even in a lower-adjustment year.

Jun 27, 2025

USPS pay raise 2025 brought major updates for NALC members, including back pay, wage increases, and COLA adjustments. This guide covers the latest pay charts, eligibility details, and what USPS employees should know as these changes continue into 2026.

Jun 26, 2025

The Biden administration’s fiscal year president's budget request 2026 does not include a pay raise for federal employees, continuing the pay freeze already in place for 2025.

Jun 25, 2025

The General Schedule (GS) pay scale for 2026 in Florida is based on the official Federal Pay Tables released by the U.S. Office of Personnel Management (OPM). As with all U.S. states, federal civilian salaries are determined by GS grade and step, and are further adjusted through locality pay depending on the employee’s official duty station.

Jun 25, 2025

As of 2025, many federal retirees are asking the same question: “Should I keep FEGLI after retirement?”

Jun 23, 2025

The Thrift Savings Plan (TSP) is the premier retirement savings program for federal employees and military personnel. With low fees, tax advantages, and diversified investment options, the TSP is a powerful tool for building long-term wealth.

Jun 20, 2025

Retiring early as a federal employee comes with unique benefits and one of the most critical is the Federal Employee Social Security Supplement. Often misunderstood, this supplemental income helps bridge the gap between retirement and Social Security eligibility. But proposed legislation could bring big changes.

Jun 19, 2025

FERS special, also known as the FERS Annuity Supplement or Special Retirement Supplement (SRS), is an additional retirement benefit for certain federal employees who retire before age 62, designed to supplement their income until they are eligible for Social Security benefits.

Jun 18, 2025

The VA Deferred Resignation Program is an option for federal employees—especially those working under the Department of Veterans Affairs—to resign from their job while keeping their federal retirement benefits safe for the future.

Jun 17, 2025

The United States Postal Service (USPS) recently launched a one-time Voluntary Early Retirement (VER) incentive, offering eligible employees a compelling opportunity to step away before the traditional age or service thresholds.

Jun 16, 2025

As a federal employee, your role carries unique responsibilities and risks. Even conscientious professionals can face investigations, disciplinary actions, Bivens lawsuits, or criminal probes for decisions made in the line of duty.