You’re not alone; 4,359 federal employees booked their free review.
We Plan Your Better Tomorrow
Safeguard Your Wealth
Build and preserve your wealth with forward-thinking strategies, effective risk management, and intelligent tax-reduction planning.
Maximise Your Investments
Enhance your portfolio with a diversified, tax-efficient approach tailored to your long-term goals, lifestyle, and retirement timeline.
Partner with Trust
Work alongside a dedicated federal retirement planning advisor who puts your interests first, offering transparent and objective guidance every step of the way.
Achieve Your Goals
With expert guidance and personalised support, you can reach your financial and personal milestones through strategic retirement planning for federal employees.
Calculate Your Paycheck or Discover Your Perfect TSP Plan
Your Trusted Guide in Retirement Planning for Federal Employees
Your retirement story is one of a kind—and it deserves a custom roadmap. Our expert federal retirement consultants understand that your financial journey goes beyond just numbers. It’s about protecting your dreams, providing for your family, and living the retirement you've earned.
The independent advisors we connect you witch can help you with:
- Determining how much you’ll need for retirement
- Investing in alignment with your goals and risk profile
- Coordinating income, tax, and growth strategies
- Maximising Social Security benefits for you and your spouse
- Reducing taxes from withdrawals of tax-deferred accounts
- Creating a smooth, stress-free transition into retirement life
Your Retirement, Their Priority
At the heart of our mission is one belief: you deserve the best possible future. That’s why we only work with expert federal retirement planning for federal employees advisors who truly care about your success. They don’t just offer expertise—they offer commitment.
- Receive independent, unbiased advice tailored to your needs
- Ongoing plan reviews as your retirement vision evolves
- Comprehensive strategies beyond savings: income, legacy, tax, risk
- Maximise returns while minimising tax liability and unnecessary risk
With Federal Pension Advisors, you’re choosing more than a retirement solution—you’re choosing a long-term partner who prioritises your peace of mind.
Why Choose Federal Pension Advisors?
Serving Those Who Serve!
You’ve devoted your career to public service. Now, it’s our turn to serve you. We’ve helped more than 20,000+ federal employees connect with the right advisor professionals who deliver results and genuinely care about your retirement. With tailored federal retirement planning for federal employees, we help secure the future you deserve.
Struggling to Understand Your Federal Pension Options?
Whether it’s FERS, TSP, or Social Security, our expert advisors make it simple. We guide you through each step so you can make confident, informed choices and maximise your benefits.
Worried Generic Plans Don’t Fit Your Needs?
One-size-fits-all retirement plans rarely work. Our federal retirement consultants tailor every solution to your financial situation, goals, and values. It’s not just about retiring it’s about thriving.
Tired of Biased Advice?
Our advisor network is 100% independent. You’ll receive honest, impartial advice designed to benefit you not the advisor.
Concerned About Leaving Money on the Table?
We help you get the most from your federal retirement benefits, reduce tax burdens, and ensure smart withdrawals from deferred accounts.
Anxious About Transitioning into Retirement?
Let us help you transition with confidence. From income planning to tax strategies, we’ll ensure you’re fully prepared for the next chapter.
Additional Services
Investment Advice
Make informed investment choices to secure your future. Our trusted advisors provide strategic, data-driven guidance designed to grow your wealth.
Benefits Optimisation
From FERS to CSRS, our advisors help you optimise your entitlements and ensure you’re not leaving any money on the table.
Wealth Management
Secure, grow, and manage your assets with bespoke strategies—preserving capital while ensuring consistent financial growth.
Financial Planning
Receive a fully customised financial plan, developed through an in-depth understanding of your financial landscape and future goals.
Life Insurance
Protect your loved ones with robust federal life insurance policies. Whether you’re planning ahead or preparing for the unexpected, our advisors will help you choose the right cover.
Begin Your Federal Retirement Journey Today
Let Federal Pension Advisors help you take the next step with clarity, confidence, and care.
Start Your Retirement Plan in 3 Simple Steps
1
Find the Right Advisor
We connect you with a knowledgeable, independent specialist in federal retirement planning for federal employees. They’ll assess your financial position and retirement aspirations.
2
Explore Tailored Solutions
Our advisor will present clear, customized retirement options. You’ll understand the benefits and trade-offs of each, empowering confident decisions.
3
Develop Your Personalized Plan
Together, you’ll build a tailored pension strategy that aligns with your goals, lifestyle, and risk tolerance—ensuring a financially secure retirement.
Read Our Latest Blogs
January 16, 2026
FEHB Eligibility or Age: What Really Decides When Federal Employees Can Retire?
For federal employees in the United States, retirement eligibility is often misunderstood as a simple age-based milestone. In reality, retirement is shaped by two parallel systems working side by side. One determines when you can start receiving your pension. The other determines whether you can keep your health insurance for life. Many employees qualify for a pension and still cannot retire comfortably because their Federal Employees Health Benefits coverage is not protected.
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January 14, 2026
What the FEHB Gender-Affirming Care Ban Means: Impact on Federal Health Benefits and Precautions for Federal Employees
The Office of Personnel Management (OPM) has issued guidance directing carriers under the Federal Employees Health Benefits (FEHB) and Postal Service Health Benefits programs to exclude coverage for certain gender-affirming treatment beginning January 1, 2026, based on current reporting.This change does not affect federal employment status, FEHB eligibility, or enrollment rights. However, it does alter how specific medical services are reimbursed under federal government healthcare plans, which has direct implications for healthcare costs, budgeting assumptions, and long-term financial planning for some federal households.
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January 12, 2026
How Much Retirement Income Federal Employees Really Need (And Why the 80% Rule Fails)
For decades, the 80% rule has been treated as a retirement shortcut. Save enough to replace 80% of your working income, and you’ll be fine. Simple. Comfortable. Reassuring.But when it comes to federal retirement income, this rule is not just outdated—it is often misleading.
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