Federal Pension Advisors Blog | Plan Your Federal Benefits

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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)

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Jan 17, 2025

How Old Do You Have To Be For 401k?

How old do you have to be for 401k? The general rule is that you must be at least 21 years old to participate in a 401(k) plan.

Jan 15, 2025

TSP Rule of 55: A Federal Employee’s Guide to Early Retirement

The Thrift Savings Plan (TSP) Rule of 55 is a key provision that allows federal employees to access their TSP funds without incurring a 10% early withdrawal penalty.

Jan 14, 2025

FEHB Plans 2025: A Guide to Choosing the Best Plan for Federal Employees

As FEHB Plans 2025 draw near, federal employees and retirees face essential decisions about their healthcare coverage.

Jan 9, 2025

Is FERS Pension Taxable? A Comprehensive Guide for Federal Retirees

When it comes to retirement, understanding the tax implications of your pension is crucial. For federal employees who are planning to retire under the Federal Employees Retirement System (FERS), one of the most common questions is: Is my FERS pension taxable? Navigating this issue is vital for retirees to plan their finances effectively.

Jan 8, 2025

How to Write a Retirement Letter? : A Step-by-Step Guide

Retirement is a significant milestone, and writing a retirement letter is an essential part of the process.

Jan 7, 2025

Thrift Savings Plan Problems

Just over two years ago, the Thrift Savings Plan (TSP) introduced a new online system aimed at modernizing and enhancing user access to federal retirement savings.

Jan 6, 2025

Is It Hard to Get Federal Disability Retirement?

Yes, getting federal disability retirement can be challenging due to the complex application process, stringent eligibility requirements, and the necessity of providing substantial medical evidence.

Jan 3, 2025

How To Access My ups Pension?

All UPS employees retiring after 31 December 2007 must submit their pension applications exclusively to the UPS/IBT Pension Plan.

Jan 2, 2025

VERA VSIP: Will There Be a VERA/VSIP in 2025?

The availability of VERA (Voluntary Early Retirement Authority) and VSIP (Voluntary Separation Incentive Payment) in 2025 will depend on the needs of individual government agencies.

Dec 31, 2024

What To Do In Retirement

Have you thought about what your retirement might look like? How will you spend your days? Where will your adventures take you? Who will you share this exciting new chapter with? What To Do In Retirement?.

Dec 27, 2024

GS pay scale 2026 dc - GS Salary Table

The **WASHINGTON-BALTIMORE-ARLINGTON, DC-MD-VA-WV-PA** GS locality is one of 53 GS locality areas used to calculate cost-of-living pay adjustments for federal government employees.