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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)
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Jul 25, 2025
USPS DeJoy News: Louis DeJoy Steps Down as Postmaster General Amid USPS Reform Plans
Postmaster General Louis DeJoy officially announced his intention to step down in March 2025, ending a tenure that began during the Trump administration in 2020.
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Jul 24, 2025
2026 Medicare IRMAA Brackets, Premiums, and Planning Guide for Federal Retirees
Projections are no longer needed; the official 2026 IRMAA brackets and surcharges have now been finalized
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Jul 23, 2025
How Many Hours Of Annual Leave Do Federal Employees Get?
Federal employees in the U.S. earn annual leave according to their length of service. Employees with less than 3 years of service accrue 4 hours per pay period (totaling 104 hours or 13 days annually).
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Jul 22, 2025
Social Security 2026 COLA Update: Cost-of-Living Adjustment May Rise to 2.7%
Inflation is easing, but higher Medicare premiums may cancel out benefit gains for millions of Americans.
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Jul 21, 2025
Federal Employees Retirement System (FERS) and Divorce: What You Need to Know
Navigating divorce is never easy especially when federal benefits like FERS are involved.
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Jul 18, 2025
How Many Paychecks Do You Get in a Year? Everything You Need to Know
Pay periods determine how often employees receive their paychecks, and they play a key role in budgeting, financial planning, and tax withholdings.
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Jul 17, 2025
Upcoming Federal Retirement Changes and Workforce Impacts in 2026
As Congress debates the 2026 federal budget and agencies brace for potential changes, federal employees are watching closely.
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Jul 16, 2025
How Long Does It Take to Get FERS Supplement? What Federal Retirees Need to Know in 2025
If you're retiring under FERS before age 62, your Special Retirement Supplement (SRS) won't begin immediately.
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Jul 16, 2025
Understanding Federal Employee Retirement Benefit Cuts: What You Need to Know in 2025
In recent years, the topic of federal employee benefits has been under intense scrutiny. As budget reforms continue to evolve, many federal workers are wondering: Are cuts to federal retirement benefits on the horizon?
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Jul 14, 2025
Federal RIFs in 2025: Legal Battles, Agency Cuts, and What Government Employees Need to Know
The federal workforce is facing significant restructuring in 2025, with Reduction-in-Force (RIF) notices impacting thousands of positions across multiple agencies.
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Jul 14, 2025
How to Calculate Your FERS Supplement: Estimate What You’ll Receive Before Age 62
The FERS Special Retirement Supplement (SRS) is an additional payment made to certain federal employees who retire before they’re eligible for full Social Security benefits.
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Jul 11, 2025
23500 26: What It Means for TSP Contributions in 2025-2026
If you’ve come across the term “23500 26”, it refers to the 2025 IRS elective deferral limit for the Thrift Savings Plan (TSP) $23,500 divided over 26 pay periods in the calendar year.
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This comprehensive guide will help you understand your federal benefits, optimize your savings, and plan for a comfortable future.
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