How To Access My ups Pension?

All full-time UPS employees retiring after December 31, 2007 must submit their pension applications directly to the UPS/IBT Full-Time Employee Pension Plan not to Central States or any local plan.

This plan covers more than 60,000 full-time UPS Teamsters across 22 states and remains the largest pension fund for UPS employees.

Contact Information for Submitting Your Claim

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Telephone: 1-800-643-4442
Email: retirement@ups.com
Mailing Address:
UPS/IBT Full-Time Employee Pension Plan
(Include your name, employee ID, and work location with any submission.)

Advisor Tip: Submit your pension application 60–90 days before your intended retirement date to ensure your benefits start on time.

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What’s New Record UPS Pension Increases

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After years of lagging behind other Teamster pension funds, full-time UPS Teamsters in the Central Region, South, and Carolinas have secured historic pension increases up to $1,000 per month through the new national contract.

More than 60,000 members in 22 states will see these higher payouts starting January 1, 2024, provided they reach the qualifying service milestones during the contract term.

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 2024–2026 Pension Benefit Increases (UPS/IBT Plan)

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Eligibility: Anyone who meets these benchmarks during the contract period can retire with the new pension levels on or after January 1, 2024, once the agreement is ratified.

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Who Is Covered by the IBT-UPS Pension Plan

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This plan covers full-time UPS Teamsters working in these 22 states:

Alabama, Arkansas, Colorado, Florida, Georgia, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri (except Local 688), Nebraska, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, and Texas.

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Additional Eligibility Notes

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• Part-time service years count toward total credited service, but benefits for those years are prorated.
  
  
• Pre-2008 Central States service years still count toward your 25-, 30-, or 35-year service benchmarks for early retirement eligibility (e.g., 35-at-55, 30-at-any-age).
  
  

A Historic Win for UPS Teamsters

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For decades, members in the IBT-UPS Pension Plan received some of the lowest benefits among Teamster funds. That changed when members united across regions, distributed UPS Teamsters United petitions, and demanded fair treatment at the bargaining table.

Under the leadership of Sean O’Brien and the National Negotiating Committee, Teamsters secured the largest pension increase in plan history proof that standing together delivers real results.

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Other Major Contract Improvements

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Beyond the pension boosts, the 2023–2028 UPS–Teamsters contract achieved sweeping gains in wages, workplace protections, and benefits:

• $7.50/hour raises for every Teamster across the contract term
  
  
• Elimination of two-tier 22.4 classification
  
  
• End to forced sixth workday (“sixth punch”)
  
  
• Ban on driver-facing surveillance cameras
  
• Air conditioning required in one-third of UPS’s delivery fleet
  
  
• MLK Day added as a paid holiday
  
  These updates mark a turning point in Teamster history improved pay, safety, and retirement stability.

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What This Means for UPS Employees

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In our experience advising union and federal employees, these record increases mean real retirement security:

• A $1,000/month increase equals roughly $12,000 more per year or nearly $300,000 over a 25-year retirement.
  
  
• The new plan gives Teamsters greater confidence to retire at 55 or earlier without sacrificing lifetime income.
  
  
• By combining a strong pension with Social Security and personal savings, members can enjoy a balanced, tax-efficient retirement.
  
  

Need Help Accessing or Understanding Your UPS Pension?

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Navigating pension rules, service credit, or early-retirement options can be confusing.
If you need help confirming your eligibility or filing your claim, we’re here to guide you through the process.

Get one-on-one help reviewing your pension estimate, service history, and retirement timeline.

Key Takeaways

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• Full-time UPS Teamsters in 22 states have won record $1,000/month pension increases.
  
  
• The 35-at-55 benefit now pays $5,300/month the highest in plan history.
  
  
• Eligibility includes pre-2008 Central States service and prorated part-time years.
  
  
• The contract also improved pay, safety, and benefits across the board.
  
  Applications must be submitted through the UPS/IBT Full-Time Pension Plan.

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Final Thoughts from a Pension Advisor

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In our experience advising federal and union employees, major contract wins like this don’t just raise pension checks they change lives.
This increase brings the IBT-UPS Pension Plan back in line with other major Teamster funds and ensures that longtime UPS workers retire with the dignity and income they’ve earned.

If you’re planning to retire soon, make sure you understand your service credits, contract eligibility, and benefit start dates because the right timing can make a meaningful financial difference.

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Frequently Asked Questions (UPS/IBT Pension Q&A)

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Who is eligible for the increased benefits?

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Anyone who reaches the 25-, 30-, or 35-year service benchmarks during the contract term may retire with the enhanced benefits any time on or after January 1, 2024, once the contract is approved.

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Do my part-time years count toward pension service?

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Yes, but the benefit for those years will be prorated, not at the full monthly rate shown above.

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I worked for UPS before 2008 under Central States do those years count?

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Yes. Your Central States service years count toward your total service for early-retirement eligibility benchmarks (35-at-55, 30-at-any-age, etc.).

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What if I live outside the 22 covered states?

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If you’re not covered by the IBT-UPS Pension Plan, you may participate in a different Teamster pension fund. Contact your local union or HR representative to confirm which plan applies.

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Content Reference Sources

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International Brotherhood of Teamsters (IBT) – Official UPS Contract Updates (2023–2028 Agreement)

IBT-UPS Pension Plan Documentation & Summary Plan Description (SPD)

UPS/IBT Full-Time Employee Pension Plan Contact Resources

Teamsters United & UPS Teamsters United Publications (2023)

UPS-Teamsters National Master Agreement (2023–2028)

Central States Pension Fund (Pre-2008 Transition Guidance)

Teamsters Human Resources and Retirement Services Division Bulletins

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Disclaimer

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Disclosure & Disclaimer:

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The information in this article is provided for educational and informational purposes only. All pension figures, plan details, and contract provisions are based on official UPS/IBT Pension Plan documents, Teamsters contract summaries, and verified member communications as of 2025.

Pension benefits, eligibility rules, and contract provisions are subject to change based on collective bargaining outcomes and plan amendments.

This content does not constitute legal, financial, or retirement advice. Employees should confirm their specific eligibility, credited service, and payout options directly with the UPS/IBT Full-Time Employee Pension Plan by calling 1-800-643-4442 or emailing retirement@ups.com.

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