A Partner that Keeps Your Retirement Purposeful
Smart Planning for Your Post-career Phase
- One-on-One Consultation: We start with a personal meeting to explain your FERS Pension and benefits. We’ll walk you through the details and costs in easy-to-understand terms.
- Detailed Review: We go over all your options, even though we can’t choose for you. Our aim is to ensure you see all the possibilities.
- Clear Guidance: Our goal is to give you the knowledge and advice you need to make the best choices for your FERS Pension. We’re here to support you.
- Smart Recommendations: If it suits your goals, we might suggest moving some funds to other financial options. This can help improve your returns and better meet your needs.
Get the Green Light: Eligibility Check
Curious about when you can start receiving benefits? The FERS Pension provides a reliable monthly income based on your salary and years of service. Unlike the Thrift Savings Plan, FERS ensures a steady stream of income throughout your retirement.
- Immediate: Begins within 30 days of retirement. Eligible at 62 with 5 years, or 60 with 20 years of service.
- Early: Available during involuntary separations or major reorganizations. Requires 25 years of service, or 20 years if over 50.
- Deferred: For those with at least 5 years of service, benefits start at 62. Reduced by 5% per year before 62.
- Disability: For employees with 18 months of service who become disabled. The disability must last over a year and cannot be accommodated.
No items found.
Begin Your Federal Retirement Journey Today
Let Federal Pension Advisors help you take the next step with clarity, confidence, and care.
No items found.
Read Our Latest Blogs
June 22, 2026
When to Claim Social Security as a Federal Employee: A Timing Guide
Many federal employees with strong pension and Thrift Savings Plan income can raise their lifetime income by delaying Social Security until full retirement age or age 70.
Read More
June 19, 2026
2026 Federal Tax Brackets for Federal Employees and Retirees
The 2026 federal tax brackets apply to income earned from January 1, 2026, through December 31, 2026. You will use these rates when filing your 2026 federal income tax return in early 2027.
Read More
June 18, 2026
Best States to Retire for Federal Employees in 2026: FERS, TSP, and Tax Guide
The best states to retire for federal employees in 2026 include Pennsylvania, Mississippi, Iowa, Illinois, Florida, Tennessee, Wyoming, South Dakota, Nevada, Texas, Alabama, and New Hampshire.
Read More