You’re not alone; 4,359 federal employees booked their free review.
A Partner that Keeps Your Retirement Purposeful
Smart Planning for Your Post-career Phase
- One-on-One Consultation: We start with a personal meeting to explain your FERS Pension and benefits. We’ll walk you through the details and costs in easy-to-understand terms.
- Detailed Review: We go over all your options, even though we can’t choose for you. Our aim is to ensure you see all the possibilities.
- Clear Guidance: Our goal is to give you the knowledge and advice you need to make the best choices for your FERS Pension. We’re here to support you.
- Smart Recommendations: If it suits your goals, we might suggest moving some funds to other financial options. This can help improve your returns and better meet your needs.
Get the Green Light: Eligibility Check
Curious about when you can start receiving benefits? The FERS Pension provides a reliable monthly income based on your salary and years of service. Unlike the Thrift Savings Plan, FERS ensures a steady stream of income throughout your retirement.
- Immediate: Begins within 30 days of retirement. Eligible at 62 with 5 years, or 60 with 20 years of service.
- Early: Available during involuntary separations or major reorganizations. Requires 25 years of service, or 20 years if over 50.
- Deferred: For those with at least 5 years of service, benefits start at 62. Reduced by 5% per year before 62.
- Disability: For employees with 18 months of service who become disabled. The disability must last over a year and cannot be accommodated.
Begin Your Federal Retirement Journey Today
Let Federal Pension Advisors help you take the next step with clarity, confidence, and care.
Read Our Latest Blogs
February 6, 2026
VHA’s Law Enforcement Hiring Surge: 4 Ways It Could Impact Your Federal Career Path and Retirement Timing
Over the past few years, law enforcement hiring trends in the federal government have shifted in significant ways. Most federal law enforcement agencies have seen relatively flat staffing or mixed changes, but a new Government Accountability Office (GAO) report highlights that the Veterans Health Administration (VHA) had the largest increase in law enforcement positions between 2020 and 2024.
Read More
February 3, 2026
FEHB in Retirement for ATCs: How Pay Raises Can Help or Hurt Your Healthcare Planning Over 20 Years
Air Traffic Controllers often enjoy strong earning potential during their federal careers, especially as pay increases kick in over time. But when it comes to FEHB in retirement, those same pay raises can quietly shape your healthcare costs for decades. Many ATCs assume higher pay always equals better retirement comfort. In reality, without proper planning, it can also mean higher premiums and reduced flexibility later.
Read More
February 2, 2026
OPM Policy Shifts in 2026: How Federal Employment Is Changing and What Federal Employees Should Do Now
Federal employment policy in 2026 is quietly but clearly shifting direction. The conversation is no longer limited to budgets, shutdowns, or annual pay adjustments. Instead, attention is moving toward how federal jobs are classified, how performance is evaluated, and how much discretion agencies have in managing their workforce.
Read More