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A Partner that Keeps Your Retirement Purposeful
Smart Planning for Your Post-career Phase
- One-on-One Consultation: We start with a personal meeting to explain your FERS Pension and benefits. We’ll walk you through the details and costs in easy-to-understand terms.
- Detailed Review: We go over all your options, even though we can’t choose for you. Our aim is to ensure you see all the possibilities.
- Clear Guidance: Our goal is to give you the knowledge and advice you need to make the best choices for your FERS Pension. We’re here to support you.
- Smart Recommendations: If it suits your goals, we might suggest moving some funds to other financial options. This can help improve your returns and better meet your needs.
Get the Green Light: Eligibility Check
Curious about when you can start receiving benefits? The FERS Pension provides a reliable monthly income based on your salary and years of service. Unlike the Thrift Savings Plan, FERS ensures a steady stream of income throughout your retirement.
- Immediate: Begins within 30 days of retirement. Eligible at 62 with 5 years, or 60 with 20 years of service.
- Early: Available during involuntary separations or major reorganizations. Requires 25 years of service, or 20 years if over 50.
- Deferred: For those with at least 5 years of service, benefits start at 62. Reduced by 5% per year before 62.
- Disability: For employees with 18 months of service who become disabled. The disability must last over a year and cannot be accommodated.
Begin Your Federal Retirement Journey Today
Let Federal Pension Advisors help you take the next step with clarity, confidence, and care.
Read Our Latest Blogs
April 1, 2026
The Hidden Impact of Federal Pay Cuts on Employees’ Finances and Retirement
In 2026, concerns around federal compensation are no longer limited to routine pay adjustments. Recent government funding disruptions, evolving interpretations of back pay protections, and renewed discussions around workforce restructuring have collectively reshaped how federal employees must think about income stability.
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March 31, 2026
What Is the G Fund in TSP? Benefits, Risks, and When to Use It
For federal employees, the Thrift Savings Plan is one of the most critical components of retirement income. Among all tsp investment funds, the g fund tsp is often viewed as the safest option but also one of the most misunderstood.In 2026, with ongoing interest rate changes and market uncertainty, more participants are asking questions like what is tsp g fund, tsp g fund rate of return, and should i move my tsp to g fund now.
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March 30, 2026
Think Tenure Protects You? Proposed Federal RIF Rule May Prioritize Performance Over Seniority
In March 2026, the Office of Personnel Management introduced a significant update through the OPM Proposed Rule March 2026, signaling a potential shift in how reduction in force federal government actions are evaluated.
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