A Partner that Keeps Your Retirement Purposeful
Smart Planning for Your Post-career Phase
- One-on-One Consultation: We start with a personal meeting to explain your FERS Pension and benefits. We’ll walk you through the details and costs in easy-to-understand terms.
- Detailed Review: We go over all your options, even though we can’t choose for you. Our aim is to ensure you see all the possibilities.
- Clear Guidance: Our goal is to give you the knowledge and advice you need to make the best choices for your FERS Pension. We’re here to support you.
- Smart Recommendations: If it suits your goals, we might suggest moving some funds to other financial options. This can help improve your returns and better meet your needs.
Get the Green Light: Eligibility Check
Curious about when you can start receiving benefits? The FERS Pension provides a reliable monthly income based on your salary and years of service. Unlike the Thrift Savings Plan, FERS ensures a steady stream of income throughout your retirement.
- Immediate: Begins within 30 days of retirement. Eligible at 62 with 5 years, or 60 with 20 years of service.
- Early: Available during involuntary separations or major reorganizations. Requires 25 years of service, or 20 years if over 50.
- Deferred: For those with at least 5 years of service, benefits start at 62. Reduced by 5% per year before 62.
- Disability: For employees with 18 months of service who become disabled. The disability must last over a year and cannot be accommodated.
Begin Your Financial Planning Journey
Federal Employee Advisor Network connects federal employees and retirees with independent, licensed financial professionals who can help them evaluate their retirement and financial planning needs.
Read Our Latest Blogs
August 19, 2026
What Happens to Your FERS Annuity If You Return to Federal Service in 2026?
A reemployed annuitant is a federal retiree who draws a Federal Employees Retirement System (FERS) pension and, at the same time, earns a paycheck as a rehired federal employee. If you return to federal service in 2026, your FERS annuity almost always continues in full. But your new salary is reduced by the amount of that annuity for the period you work.
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August 18, 2026
How to Track Your OPM Retirement Application Status in 2026: CSA Number, Interim Pay, and Services Online
You can check your OPM retirement application status three ways: log in to OPM Retirement Services Online with your CSA number, call the OPM Retirement Information Office at 1-888-767-6738, or email retire@opm.gov. OPM, the U.S. Office of Personnel Management, assigns you a Civil Service Annuity (CSA) claim number once it receives your complete package from your agency.
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August 14, 2026
How to Get Your SF-50 After Leaving Federal Service: The 2026 Online Method
If you're a former federal employee, you can now get your SF-50 after leaving federal service through the Office of Personnel Management's new Document Request Service (DRS). It's an online portal at myopf.opm.gov that delivers a complete copy of your electronic Official Personnel Folder without a paper form.
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