A Partner that Keeps Your Retirement Purposeful
Smart Planning for Your Post-career Phase
- One-on-One Consultation: We start with a personal meeting to explain your FERS Pension and benefits. We’ll walk you through the details and costs in easy-to-understand terms.
- Detailed Review: We go over all your options, even though we can’t choose for you. Our aim is to ensure you see all the possibilities.
- Clear Guidance: Our goal is to give you the knowledge and advice you need to make the best choices for your FERS Pension. We’re here to support you.
- Smart Recommendations: If it suits your goals, we might suggest moving some funds to other financial options. This can help improve your returns and better meet your needs.
Get the Green Light: Eligibility Check
Curious about when you can start receiving benefits? The FERS Pension provides a reliable monthly income based on your salary and years of service. Unlike the Thrift Savings Plan, FERS ensures a steady stream of income throughout your retirement.
- Immediate: Begins within 30 days of retirement. Eligible at 62 with 5 years, or 60 with 20 years of service.
- Early: Available during involuntary separations or major reorganizations. Requires 25 years of service, or 20 years if over 50.
- Deferred: For those with at least 5 years of service, benefits start at 62. Reduced by 5% per year before 62.
- Disability: For employees with 18 months of service who become disabled. The disability must last over a year and cannot be accommodated.
Begin Your Federal Retirement Journey Today
Let Federal Pension Advisors help you take the next step with clarity, confidence, and care.
Read Our Latest Blogs
August 5, 2026
Federal Employee Performance Review Changes 2026: What the New OPM Rules Mean Before You Retire
The phrase "federal employee performance review changes 2026" points to a final rule from OPM, the U.S. Office of Personnel Management.
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August 4, 2026
FEHB Family Member Verification Rules 2026: What Federal Employees Should Check Before Open Season
Starting July 2, 2026, federal employees and retirees generally must submit documents proving that a family member is eligible before that person can be added to their Federal Employees Health Benefits (FEHB) Program coverage.
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August 3, 2026
Federal Retirement Myths in 2026: What FERS Employees Should Verify Before Filing
Federal retirement myths cost employees money and delay income at the worst possible time. Many FERS employees believe their pension starts immediately, their health coverage carries over automatically, and their survivor benefits are free. None of that is true.
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