A Partner that Keeps Your Retirement Purposeful
Smart Planning for Your Post-career Phase
- One-on-One Consultation: We start with a personal meeting to explain your FERS Pension and benefits. We’ll walk you through the details and costs in easy-to-understand terms.
- Detailed Review: We go over all your options, even though we can’t choose for you. Our aim is to ensure you see all the possibilities.
- Clear Guidance: Our goal is to give you the knowledge and advice you need to make the best choices for your FERS Pension. We’re here to support you.
- Smart Recommendations: If it suits your goals, we might suggest moving some funds to other financial options. This can help improve your returns and better meet your needs.
Get the Green Light: Eligibility Check
Curious about when you can start receiving benefits? The FERS Pension provides a reliable monthly income based on your salary and years of service. Unlike the Thrift Savings Plan, FERS ensures a steady stream of income throughout your retirement.
- Immediate: Begins within 30 days of retirement. Eligible at 62 with 5 years, or 60 with 20 years of service.
- Early: Available during involuntary separations or major reorganizations. Requires 25 years of service, or 20 years if over 50.
- Deferred: For those with at least 5 years of service, benefits start at 62. Reduced by 5% per year before 62.
- Disability: For employees with 18 months of service who become disabled. The disability must last over a year and cannot be accommodated.
Begin Your Federal Retirement Journey Today
Let Federal Pension Advisors help you take the next step with clarity, confidence, and care.
Read Our Latest Blogs
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May 27, 2026
TSP Catch-Up Contributions 2026: Roth Rule, Limits, and Key Changes from 2025
TSP catch-up contributions are additional retirement savings amounts that federal employees aged 50 and older can contribute to the Thrift Savings Plan beyond the standard elective deferral limit. In 2026.
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May 26, 2026
7 Common Thrift Savings Plan Problems Federal Employees Should Fix Before Retirement
Thrift Savings Plan problems are the gaps, errors, and outdated choices in a federal employee's TSP account that quietly reduce retirement income if left unfixed before separation. These include wrong fund allocations, missed catch-up contributions, outdated beneficiary forms, untracked loans, and uncoordinated withdrawal strategies.
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May 25, 2026
How Many TSP Millionaires Are There in 2026? What Federal Employees Can Learn From Them
As of early 2026, roughly 185,000 to 195,000 TSP accounts held balances of $1 million or more, depending on the reporting date. Public reporting cited approximately 194,722 million-dollar TSP accounts as of January 1, 2026.
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