Federal Pension Advice and Insights

Aug 12, 2025

CSRS Retirement Estimate: How to Calculate Your Civil Service Pension

If you’re a federal employee covered under the Civil Service Retirement System (CSRS), knowing your CSRS retirement estimate is essential for planning your future.
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Aug 11, 2025

IRS Layoffs 2025 - Civil Rights Office Layoffs Reversed Amid Ongoing Workforce Cuts

The IRS has rescinded layoffs at its civil rights office, but broader workforce cuts and hiring challenges continue to shape the agency’s future in 2025.
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Aug 8, 2025

How Many TSP Loans Can You Have?

You can have a maximum of two loans outstanding from your TSP account at any time. However, there's a restriction on the type of loans you can have:
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Aug 6, 2025

TSP Millionaires in 2026: How Many TSP Accounts Have Reached $1 Million?

By March 31, 2026 there were 208,753 TSP accounts with a balance of one million dollars or higher out of 7,327,321 total TSP accounts, or approximately 2.85% of TSP accounts had attained the one million-dollar threshold.
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Aug 5, 2025

ATC Retirement: Guide to Mandatory Retirement Age, FERS Eligibility, and Special Rules

Air Traffic Control Specialists (ATCs) play a critical role in keeping aircraft safely separated and ensuring the efficient flow of air traffic in the skies.
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Aug 5, 2025

Federal Employee Benefit Cuts: Where Things Stand in 2025

Federal employees can breathe a sigh of relief. Despite months of concern, the Senate-passed version of H.R. 1 does not include any federal benefit cuts that would impact current employees or retirees.
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Jul 31, 2025

Best Towns in Wyoming to Retire

If you are looking for open spaces and a great quality of life after retirement in Wyoming, we have got you covered.
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Jul 31, 2025

Custodial Account vs. 529 Plan: Which Is Better for Your Child’s Future?

Ownership is one of the most significant distinctions between a custodial account and a 529 plan.
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Jul 30, 2025

What’s the Current FERS Contribution Rate and What’s Changing in 2025?

The current FERS (Federal Employees Retirement System) contribution rate depends on the employee's hire date. For those hired before 2013, the contribution is 0.8%.
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Jul 29, 2025

The FERS Retirement Supplement Explained for Federal Employees Retiring Before Age 62

If you're a federal employee planning to retire before age 62, the FERS Special Retirement Supplement (often called the SRS or simply the "FERS Supplement") is one of the most valuable benefits you'll receive.
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Jul 25, 2025

USPS DeJoy News: Louis DeJoy Steps Down as Postmaster General Amid USPS Reform Plans

Postmaster General Louis DeJoy officially announced his intention to step down in March 2025, ending a tenure that began during the Trump administration in 2020.
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Jul 24, 2025

2026 Medicare IRMAA Brackets and Surcharge Amounts for Federal Retirees

The Centers for Medicare & Medicaid Services (CMS) has finalized the 2026 Medicare premiums and IRMAA brackets and for many federal retirees, the numbers mean meaningfully higher monthly costs in the year ahead. The standard Part B premium is rising to $202.90 per month, but higher-income retirees will pay considerably more under the Income-Related Monthly Adjustment Amount (IRMAA) surcharge tiers.
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Download Federal Retirement: Step-by-step Checklist

This comprehensive guide will help you understand your federal benefits, optimize your savings, and plan for a comfortable future.

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