Federal Pension Advice and Insights

Jan 22, 2025

As 2025 approaches, federal employees and professionals across various industries are eager to understand how merit increases will shape their financial futures.

Jan 22, 2025

Open Season for federal employees and retirees presents a valuable opportunity to review current health coverage, explore different options, and make informed decisions about future benefits.

Jan 17, 2025

How old do you have to be for 401k? The general rule is that you must be at least 21 years old to participate in a 401(k) plan.

Jan 15, 2025

The Thrift Savings Plan (TSP) Rule of 55 is a key provision that allows federal employees to access their TSP funds without incurring a 10% early withdrawal penalty.

Jan 14, 2025

As FEHB Plans 2025 draw near, federal employees and retirees face essential decisions about their healthcare coverage.

Jan 9, 2025

Yes, a FERS pension is taxable at the federal level. However, a portion of each payment may be tax-free as a recovery of employee contributions, depending on IRS annuity rules. FERS pension income is generally taxable at the federal level.

Jan 8, 2025

Retirement is a significant milestone, and writing a retirement letter is an essential part of the process.

Jan 7, 2025

Just over two years ago, the Thrift Savings Plan (TSP) introduced a new online system aimed at modernizing and enhancing user access to federal retirement savings.

Jan 6, 2025

Yes, getting federal disability retirement can be challenging due to the complex application process, stringent eligibility requirements, and the necessity of providing substantial medical evidence.

Jan 3, 2025

All UPS employees retiring after 31 December 2007 must submit their pension applications exclusively to the UPS/IBT Pension Plan.

Jan 2, 2025

The availability of VERA (Voluntary Early Retirement Authority) and VSIP (Voluntary Separation Incentive Payment) in 2025 will depend on the needs of individual government agencies.

Dec 31, 2024

Have you thought about what your retirement might look like? How will you spend your days? Where will your adventures take you? Who will you share this exciting new chapter with? What To Do In Retirement?.