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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)
Let’s Start With a Free ConsultationJun 13, 2025
Trusted Workforce 2.0 Is an Initiative To Modernize Federal Security Vetting
In an effort to modernize and streamline how the federal government manages personnel security, Trusted Workforce 2.0 (TW 2.0) has become one of the most significant reforms in decades.
Read MoreJun 12, 2025
Wildland Firefighter Pay Increase Update (2025): Progress Made, Challenges Ahead
The wildland firefighter pay increase update in 2025 brings long-awaited, permanent pay reform to one of America’s most essential and underappreciated workforces.
Read MoreJun 12, 2025
Trump VA Cuts: Nationwide Backlash Over Proposed 80K Veteran Affairs Staff Reductions
Veterans protest the Trump Administration, VA and government cuts. The Department of Veterans Affairs is planning a reorganization that includes cutting over 80,000 jobs from the sprawling agency that provides health care and other services for millions of veterans
Read MoreJun 11, 2025
WG Pay Raise 2026: The Key Updates from OPM
The 2026 Wage Grade (WG) pay raise provides a 1.0% federal adjustment for prevailing rate employees. Because WG workers are paid hourly, even a modest increase raises overtime, night differential, Sunday, and holiday premium pay. Actual earnings will vary by wage area based on local wage surveys. Understanding how base pay and premium pay interact is key to estimating your total 2026 income.
Read MoreJun 10, 2025
Fers Changes - 2025 House-Passed Reconciliation Bill keeps Two Major FERS Changes
Yes the 2025 House-passed reconciliation bill keeps two major FERS changes in place: eliminating the FERS annuity supplement for retirees after Jan 1, 2028, and forcing new hires to choose between civil-service protections or higher pension contributions.
Read MoreJun 10, 2025
401(k) Max Contribution 2025: New Limits, Super Catch-Up Rules, and Smart Retirement Strategies
The IRS has officially raised 401(k) contribution limits for 2025 and this year, the changes are especially important.
Read MoreJun 9, 2025
Federal Employee Reinstatement Eligibility: A Pathway Forward Amidst Legal Challenges
For former federal employees, the concept of reinstatement offers a beacon of hope a chance to return to public service without navigating the competitive hiring process a new.
Read MoreJun 6, 2025
401k 2026 Contribution Limit IRS for 2026: Deferral Caps, Catch-Ups, SIMPLE 401(k), Excess Deferrals & Annual Additions
As retirement planning becomes increasingly critical in a changing economic landscape, staying informed about upcoming 401(k) contribution limits for 2026 is more important than ever.
Read MoreJun 6, 2025
Do I Need Both FEHB and Medicare? The Best Investment Secret in 2025
If you are a federal employee or retiree approaching age 65, this question probably sits high on your to-do list:
Read MoreJun 5, 2025
DoD Layoffs Probationary Employees : What Probationary Employees Need to Know in 2025?
If you’re a probationary employee with the Department of Defense, you’re likely facing uncertainty right now. In March 2025, the DoD began mass layoffs affecting over 5,000 civilian workers as part of a larger workforce reduction.
Read MoreJun 4, 2025
2026 Military Pay Raise: What the 3.8% Increase Means for Service Members
Military families and retirees are keeping a close eye on the 2026 pay raise military, which is shaping up to be one of the most important in recent years.
Read MoreJun 3, 2025
Trump Administration Reinstating 25k Fired Federal Probationary Workers: A Deep Dive
In early 2025, the Trump administration undertook a substantial reduction of the federal workforce, terminating nearly 25,000 probationary employees across various agencies.
Read MoreDownload Federal Retirement: Step-by-step Checklist
This comprehensive guide will help you understand your federal benefits, optimize your savings, and plan for a comfortable future.
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