Federal Pension Advice and Insights

Oct 7, 2024

Learn how 401(k) accounts are treated after death. Discover whether beneficiaries pay taxes, how inherited 401(k)s grow, and key rules to maximize your legacy.

Oct 4, 2024

Below is an estimated 2025 GS pay scale increase​ table for 2025, created by taking the 2024 GS table and applying the anticipated 1.7% salary increase, which will take effect at the beginning of the next calendar year.

Sep 27, 2024

So, what is a 401(k) TPA? When a company sets up a 401(k) or any retirement plan, who manages it—the employer or the employees? That’s where a third-party administrator steps in. They play a critical role in ensuring the smooth management of your retirement plan.

Sep 27, 2024

Both TSPs and IRAs offer Roth options, meaning your contributions are made with after-tax dollars, and withdrawals during retirement are tax-free.

Sep 26, 2024

The FERS Annuity Supplement is a temporary benefit designed for federal employees who retire before the age of 62.

Sep 25, 2024

The Thrift Savings Plan (TSP) is a retirement savings and investment program specifically tailored for federal employees and members of the U.S. military.

Sep 25, 2024

The Federal Employees Retirement System (FERS) provides disability retirement benefits to federal employees who are unable to carry out their job responsibilities due to a disability.

Sep 25, 2024

The Federal Employees Retirement System (FERS) was established in 1986 and came into effect on 1 January 1987.

Sep 24, 2024

The Thrift Savings Plan (TSP) is a retirement savings program designed for federal employees, operating similarly to a 401(k). One benefit of the TSP is the option for eligible participants to take out loans against their savings, often at a lower interest rate compared to other borrowing options.

Sep 23, 2024

Life insurance is an essential consideration for veterans, offering peace of mind for you and your loved ones. Whether you're transitioning out of service or planning for the future, understanding the life insurance options available to veterans is crucial. In this guide, we’ll explore different types of life insurance for veterans and explain how basic life insurance fits into your financial plan.

Sep 23, 2024

COLA adjustments depend on how much the CPI-W fluctuates during July, August, and September compared to the previous year. The official figure for 2025 will be disclosed in October.

Sep 20, 2024

The Federal Employees Retirement System (FERS) was established by Congress in 1986 and came into effect on 1st January 1987.