Federal Pension Advice and Insights

Apr 24, 2025

If you are a federal employee nearing retirement, understanding your pension is just as important as planning how you will spend your golden years.

Apr 23, 2025

Retirement planning is one of the most critical decisions in anyone’s career, especially for federal employees under the Federal Employees Retirement System (FERS).

Apr 21, 2025

A Voluntary Separation Incentive Program (VSIP) is a financial incentive offered to employees to encourage them to voluntarily separate from their employment, often used by organizations during downsizing or restructuring.

Apr 17, 2025

Temporary continuation of coverage allows you to keep your insurance benefits for a limited period after your regular coverage ends — usually due to leaving a job, changing employment status, or other qualifying life events.

Apr 15, 2025

As the economy continues to evolve, many investors are turning to safe, inflation-protected assets. Among these, I Bonds have gained popularity, especially during uncertain times.

Apr 14, 2025

As of November 2024, the U.S. federal government employed just over 3 million individuals, marking the highest level of federal employment since September 1994 . This workforce includes both civilian and military personnel across various departments and agencies.

Apr 11, 2025

Federal employees lose retirement money every year simply by contributing too little to the Thrift Savings Plan. Many know the TSP offers a government match, but fewer understand exactly how it works, when it starts, and how much they may be leaving behind by missing full matching contributions

Apr 9, 2025

There is no single official public number for how many federal employees were fired in 2026. The clearest figure tied to the broader downsizing effort is roughly 6,900 probationary firings, based on reported OPM data.

Apr 8, 2025

The FEGLI Basic insurance premium is a level rate per one thousand dollars of coverage. The level premium feature means the enrollee premium rates are equal for the duration of the coverage period.

Apr 7, 2025

To open an IUL account, you apply for an indexed universal life (IUL) insurance policy through a licensed life insurance agent or carrier, complete underwriting, review the policy illustration, and pay your first premium to activate coverage.

Apr 4, 2025

Do Federal Employees Pay Less Taxes? There’s a common misconception that federal government employees don’t pay the same taxes as everyone else.

Apr 3, 2025

Understanding how your federal retirement income is taxed?, taxes on fers annuity, is fers pension taxable?, is fers annuity taxable? is essential for effective financial planning.