Federal Pension Advisors Blog | Plan Your Federal Benefits

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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)

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Oct 17, 2024

What is the FERS Supplement or SRS Supplement? An Overview of Federal Retirement Benefits

The recognition of the FERS benefit is good for federal employees. The system provides a special benefit for employees retiring before they qualify to receive Social Security, thereby bridging the income gap.

Oct 16, 2024

2026 Federal Pay Raise: Will Federal Employees Face a Pay Freeze?

For 2026, the White House’s FY2026 budget instructs agencies to plan for a 0% federal pay raise, creating a real possibility of a pay freeze.

Oct 11, 2024

what is a direct rollover vs 60 day rollover

The 60-day rollover rule requires you to reinvest money from one retirement account into another within 60 days to avoid taxes and penalties.

Oct 11, 2024

2025 Social Security COLA and 2024 GS Pay Scale Estimates for D.C., Florida, and More

As we near 2025, retirees, government workers, and everyone living on a fixed income are eyeing the Social Security Cost of Living Adjustment (COLA) and federal General Schedule (GS) pay scale updates.

Oct 10, 2024

What Are 2025 IRMAA Brackets - 2024 And 2026

The Income-Related Monthly Adjustment Amount (IRMAA) is an additional fee that certain Medicare beneficiaries may need to pay on their Part B and Part D premiums.

Oct 9, 2024

401 a vs 403 b: Difference And Benefits

Both 401(a) and 403(b) plans serve as retirement savings vehicles to help individuals prepare for their future.

Oct 7, 2024

What Happens To 401k When You Die?

Learn how 401(k) accounts are treated after death. Discover whether beneficiaries pay taxes, how inherited 401(k)s grow, and key rules to maximize your legacy.

Oct 4, 2024

Guide To GS Pay Scale 2025 For Federal Employees

Below is an estimated 2025 GS pay scale increase table for 2025, created by taking the 2024 GS table and applying the anticipated 1.7% salary increase, which will take effect at the beginning of the next calendar year.

Sep 27, 2024

What Is A TPA 401k ?

So, what is a 401(k) TPA? When a company sets up a 401(k) or any retirement plan, who manages it—the employer or the employees? That’s where a third-party administrator steps in. They play a critical role in ensuring the smooth management of your retirement plan.