Federal Pension Advice and Insights

Jan 30, 2025

One of the most effective retirement plans that federal employees can use is the Thrift Savings Plan, yet the optimal TSP investment plan will be determined by your schedule, risk level, retirement prospects, and retirement plan.

Jan 28, 2025

The IRS generally starts accepting tax returns in late January. If you file electronically and choose direct deposit, you could receive your refund within 21 days.

Jan 27, 2025

The Thrift Savings Plan is a good retirement savings vehicle for federal employees and members of the uniformed services.

Jan 23, 2025

Blue cross blue shield basic vs standard plans are both health insurance options, but they have key differences in terms of coverage, costs, and out-of-pocket expenses. Here's a breakdown:

Jan 22, 2025

As 2025 approaches, federal employees and professionals across various industries are eager to understand how merit increases will shape their financial futures.

Jan 22, 2025

Open Season for federal employees and retirees presents a valuable opportunity to review current health coverage, explore different options, and make informed decisions about future benefits.

Jan 17, 2025

How old do you have to be for 401k? The general rule is that you must be at least 21 years old to participate in a 401(k) plan.

Jan 15, 2025

The Thrift Savings Plan (TSP) Rule of 55 is a key provision that allows federal employees to access their TSP funds without incurring a 10% early withdrawal penalty.

Jan 14, 2025

As FEHB Plans 2025 draw near, federal employees and retirees face essential decisions about their healthcare coverage.

Jan 9, 2025

Yes, a FERS pension is taxable at the federal level. However, a portion of each payment may be tax-free as a recovery of employee contributions, depending on IRS annuity rules. FERS pension income is generally taxable at the federal level.

Jan 8, 2025

Retirement is a significant milestone, and writing a retirement letter is an essential part of the process.

Jan 7, 2025

Just over two years ago, the Thrift Savings Plan (TSP) introduced a new online system aimed at modernizing and enhancing user access to federal retirement savings.