Federal Pension Advice and Insights

February 17, 2025

Federal government early retirement buyout 2025 means, The Voluntary Separation Incentive Payment (VSIP) Authority, often referred to as "buyout authority," allows federal agencies to offer employees lump-sum payments as an incentive to voluntarily separate from their positions.

February 17, 2025

Life doesn’t always go as planned. We strive to secure our family’s future while keeping our finances flexible and growing.

February 14, 2025

Planning for retirement involves exploring various financial tools to build long-term savings and security. Two popular options are an employer-sponsored 401(k) and Indexed Universal Life (IUL) insurance.

February 14, 2025

Federal jobs are often seen as the gold standard for benefits and work-life balance, but what if those very benefits are at risk due to ongoing changes?

February 13, 2025

When planning for retirement, federal employees often explore various financial tools to secure their future. Two popular options are Indexed Universal Life (IUL) insurance vs annuities.

February 12, 2025

If you are a federal employee right now, you probably feel the pressure of the ongoing budget impasses and the looming uncertainty. With rising bills and cost-cutting initiatives, it’s becoming clearer that the government might be facing yet another shutdown—something many of us have seen before. The government has labeled over 6 lakh workers as 'non-essential,' meaning they can't work during a funding lapse. Restructuring is underway, with agencies like the new Department of Government Efficiency (DOGE) trying to make things more streamlined. While that sounds great for efficiency, it might also mean downsizing and even forced furloughs for some employees. So, here’s the big question: Should you consider a buyout now or stick it out until retirement? This blog is going to break down the options, what they mean for your benefits, and strategies to help you pick the right choice for your future!

February 11, 2025

As the expiration of Trump’s current corporate tax laws approaches, discussions about the Trump Tax Plan 2025 are gaining momentum.

February 10, 2025

But with the wave of federal buyouts sweeping across agencies, many federal employees and retirees are left wondering about the next.

February 10, 2025

Under Code Section 24, taxpayers may claim a credit for each "qualifying child," with phaseouts applying at certain income levels.

February 7, 2025

As we enter a new era of government reforms, changes are sweeping across various federal agencies, impacting not only the way the government operates but also how federal employees approach their financial planning.

February 4, 2025

When planning for retirement, you’re faced with an overwhelming number of decisions about how to save, invest, and ultimately draw income during your retirement years. Two commonly discussed options are annuities and 401(k) plans.

February 3, 2025

Retirement: a time for relaxation, travel, and cherished moments with family. But for many Baby Boomers and seniors, this golden chapter can be overshadowed by unexpected financial challenges.