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July 31, 2025
Custodial Account vs. 529 Plan: Which Is Better for Your Child’s Future?
Ownership is one of the most significant distinctions between a custodial account and a 529 plan.
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July 30, 2025
What’s the Current FERS Contribution Rate and What’s Changing in 2025?
The current FERS (Federal Employees Retirement System) contribution rate depends on the employee's hire date. For those hired before 2013, the contribution is 0.8%.
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July 29, 2025
What Is the FERS Retirement Supplement?
The FERS Retirement Supplement is a key benefit for federal employees retiring under the Federal Employees Retirement System (FERS) before they reach age 62.
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July 25, 2025
USPS DeJoy News: Louis DeJoy Steps Down as Postmaster General Amid USPS Reform Plans
Postmaster General Louis DeJoy officially announced his intention to step down in March 2025, ending a tenure that began during the Trump administration in 2020.
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July 24, 2025
2026 irmaa brackets - Understanding Medicare IRMAA in 2026 and Surcharges for Parts B and D
Worried about higher Medicare costs in 2026? If your 2024 income was over $109,000 (single) or $218,000 (married), you’ll likely face IRMAA the Income-Related Monthly Adjustment Amount.
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July 23, 2025
How Many Hours Of Annual Leave Do Federal Employees Get?
Federal employees in the U.S. earn annual leave according to their length of service. Employees with less than 3 years of service accrue 4 hours per pay period (totaling 104 hours or 13 days annually).
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July 22, 2025
Social Security 2026 COLA Update: Cost-of-Living Adjustment May Rise to 2.7%
Inflation is easing, but higher Medicare premiums may cancel out benefit gains for millions of Americans.
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July 21, 2025
Federal Employees Retirement System (FERS) and Divorce: What You Need to Know
Navigating divorce is never easy especially when federal benefits like FERS are involved.
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July 18, 2025
How Many Paychecks Do You Get in a Year? Everything You Need to Know
Pay periods determine how often employees receive their paychecks, and they play a key role in budgeting, financial planning, and tax withholdings.
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July 17, 2025
Upcoming Federal Retirement Changes and Workforce Impacts in 2026
As Congress debates the 2026 federal budget and agencies brace for potential changes, federal employees are watching closely.
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July 16, 2025
How Long Does It Take to Get FERS Supplement? What Federal Retirees Need to Know in 2025
If you're retiring under FERS before age 62, your Special Retirement Supplement (SRS) won't begin immediately.
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July 16, 2025
Understanding Federal Employee Retirement Benefit Cuts: What You Need to Know in 2025
In recent years, the topic of federal employee benefits has been under intense scrutiny. As budget reforms continue to evolve, many federal workers are wondering: Are cuts to federal retirement benefits on the horizon?
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This comprehensive guide will help you understand your federal benefits, optimize your savings, and plan for a comfortable future.
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July 29, 2025
What Is the FERS Retirement Supplement?