Federal Pension Advisors Blog | Plan Your Federal Benefits

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Avoid common errors (TSP matching, Roth/TSP pitfalls, early Social Security claiming) that can drain retirement savings. Learn what those mistakes mean for your balance. Studies show federal employees who plan with an advisor can unlock up to $18,000 more in lifetime benefits (see Annuity.org Retirement Stats)

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May 1, 2025

TSP vs Roth IRA: Key Differences Federal Employees Must Know

When it comes to saving for retirement, federal employees are fortunate to have access to some powerful tools. Two of the most popular retirement savings options are the Thrift Savings Plan (TSP) and the Roth IRA (Individual Retirement Account).

Apr 30, 2025

Everything You Need to Know About FERS Supplement Eligibility

If you’re planning to retire before age 62 under the Federal Employees Retirement System (FERS), the FERS Annuity Supplement could provide important financial support.

Apr 25, 2025

Federal Govt Hiring Freeze Extended, with Stricter Limits to Follow

The federal govt hiring freeze has been officially extended until July 15, 2025, following an announcement from President Donald Trump.

Apr 25, 2025

Reg CC Funds Availability Chart: Guide for Federals

When you deposit a check, you probably expect the money to show up in your account quickly. But that’s not always the case, and that’s where Regulation CC (Reg CC) comes in.

Apr 24, 2025

How to Calculate High Three Retirement: A Guide for Federal Employees

If you are a federal employee nearing retirement, understanding your pension is just as important as planning how you will spend your golden years.

Apr 23, 2025

Understanding FERS Deferred Retirement: A Comprehensive Guide

Retirement planning is one of the most critical decisions in anyone’s career, especially for federal employees under the Federal Employees Retirement System (FERS).

Apr 21, 2025

Voluntary Separation Incentive Payment

A Voluntary Separation Incentive Program (VSIP) is a financial incentive offered to employees to encourage them to voluntarily separate from their employment, often used by organizations during downsizing or restructuring.

Apr 17, 2025

Temporary Continuation of Coverage

Temporary continuation of coverage allows you to keep your insurance benefits for a limited period after your regular coverage ends — usually due to leaving a job, changing employment status, or other qualifying life events.

Apr 15, 2025

I Bond Rates Prediction 2025: How to Plan Your Portfolio

As the economy continues to evolve, many investors are turning to safe, inflation-protected assets. Among these, I Bonds have gained popularity, especially during uncertain times.

Apr 14, 2025

How Many Federal Workers Are There In Total?

As of November 2024, the U.S. federal government employed just over 3 million individuals, marking the highest level of federal employment since September 1994 . This workforce includes both civilian and military personnel across various departments and agencies.